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used car finance question
Posted on 2/13/14 at 2:33 pm
Posted on 2/13/14 at 2:33 pm
Is 3.3% on a $23000.00 loan ok? 60 months . Credit score around 800
Posted on 2/13/14 at 2:38 pm to arowana
Penfed is 1.99%. with an 800 CS, you should get that no prob.
Posted on 2/13/14 at 7:43 pm to arowana
Depends on the year of the car but anything less than 5 years old you should be able to get something in the 2% or less range
Posted on 2/14/14 at 8:43 am to arowana
quote:
Is 3.3% on a $23000.00 loan ok? 60 months . Credit score around 800
3.3.% is what the dealership is charging you. They are trying to make a point or two on the financing..which is how the finance manager makes his money. The actual Buy Rate that the bank is offering is probably lower than 3.3%. If you play hard ball, you may be able to get it down to 2.5 or so with the dealership. Good luck.
Posted on 2/16/14 at 10:20 am to arowana
PenFed is offering 0 % interest on used vehicles if you go through their car buying service.
Posted on 2/16/14 at 1:49 pm to arowana
Come on, is your credit score really that good?
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