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re: Whole Life Insurance Lapse Rate

Posted on 1/26/14 at 7:34 pm to
Posted by RebelOP
Misty Mountain Top
Member since Jun 2013
12478 posts
Posted on 1/26/14 at 7:34 pm to
It's not about analyzing the statistics that's why there are those ratios because they already have the numbers/statistics to back up the ratio. You need to understand what the ratios mean. You're also looking at 2003, 04 numbers. That's over ten years ago now. And no where does it even backup your 80% number.

The reason why people are staying away from this thread is because you can't seem to get through your head....Lapse ratio and rate of return don't have anything to do with each other.

Whole life is not sold as an investment because that would be illegal.
This post was edited on 1/26/14 at 7:36 pm
Posted by Janky
Team Primo
Member since Jun 2011
35957 posts
Posted on 1/26/14 at 7:37 pm to
So, what % of WL policies pay out?
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