re: Umbrella Insurance Policies

Don't mind me asking, but what is the need of the 1M umbrella? Do you have a home, own a business, or are you making OT type money? Not trying to talk you out of coverage, just trying to understand your situation.

Another thing you can do is call the insurance company you're with. Go through whatever 1-800 number they have and ask for 1M liability on the auto policy. You may be able to do that.