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Posted on 1/20/14 at 9:58 pm to I Love Bama
quote:
I don't even know where to begin, so I'll just link this.
Good answer.
To the OP - a Roth is not something you invest in, it's a type of account that gets different tax treatment. Once you put your money into that account, how well it goes depends on what you invest in.
For example, I could invest in Exxon stock in a regular brokerage account or in a Roth. It's exactly the same stock and gets exactly the same return either way, but the tax rules are different depending on the type of account.
Posted on 1/20/14 at 10:13 pm to I Love Bama
Great help there. I still would like some advice if you would oblige.
So are there any insurance places I can get a Guarantee of 7% to give me a shot at this now?
I currently have a state system that I contribute 8% because its required but I have no clue what my pay will be when I retire. I have money from a 401k with a previous company that I have yet to rollover anywhere. It's more that the $5,500 for a Roth. I was thinking about putting some in a Roth if I could and not sure what else I could do.
So are there any insurance places I can get a Guarantee of 7% to give me a shot at this now?
I currently have a state system that I contribute 8% because its required but I have no clue what my pay will be when I retire. I have money from a 401k with a previous company that I have yet to rollover anywhere. It's more that the $5,500 for a Roth. I was thinking about putting some in a Roth if I could and not sure what else I could do.
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