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re: Credit Card Rewards and Points Discussion

Posted on 7/22/14 at 12:40 pm to
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7612 posts
Posted on 7/22/14 at 12:40 pm to
quote:

1)cancel the card, avoid the $195 fee, charge everything to my delta amex going forward
2)haggle with them and try and get a retention bonus (anyone have any luck with this?)
3)Pay the $195 annual fee
4)Upgrade to amex platinum (other than the sky club I don't see a lot of benefit)


What about downgrading to green?
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 7/22/14 at 12:43 pm to
Discover it for students

Anyone have experience with this card? Would mainly be gas and groceries. First credit card I'll be opening
Posted by BACONisMEATcandy
Member since Dec 2007
46644 posts
Posted on 7/22/14 at 12:50 pm to
quote:

What about downgrading to green?



You cannot convert cards to other types of cards

can't go from spg to delta or blue cash to platinum

Does that make sense?

ETA: Nevermind I am an idiot
This post was edited on 7/22/14 at 1:10 pm
Posted by hiltacular
NYC
Member since Jan 2011
19689 posts
Posted on 7/22/14 at 1:15 pm to
quote:

What about downgrading to green?


Green still has a fee tho, right? I guess I would have to weigh the hit to my credit score vs paying $95 each year. Anyone have specifics on how cancelling a card impacts your overall score? How noticeable is it?
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