re: 401k investment question - if market has substanial downturn....

4 years at most. thanks for reply. i looked at the details of investments.... the 30% in large US equity is in the American Century Growth Inst Funds which appears to be stocks. The 60% is in the Principal Lifetime 2020 Inst Fund which quote "The investment seeks a total return consisting of long-term growth of capital and current income. The fund operates as a "target date fund." It invests in underlying Principal Funds, Inc. ("PFI") domestic and foreign equity, real asset and alternative investments, and fixed-income funds according to an asset allocation strategy designed for investors having a retirement investment goal close to the year in the fund's name.' which I assume is not stocks.