re: What grade do you give your personal finance skills?

Debt: Credit, credit cards, mortgages, auto, etc.
A ... I've never owed money on anything except mortgage and it was minimal.


Budgeting
B .. I live very frugally but have to dock my grade because I allowed my first wife to spend like hell until I dumped her arse.


Long-term financial planning ..
B .. I don't think long term. At my age I don't buy green bananas.


Risk / Insurance ...
I don't know what that means.

Investments: 401k, 403b, stock portfolio ...
B .. I made a mistake with a mutual years ago. Have done very well with blue chips in the last 30 years.

Real Estate ...
A+ ... I have always made money on selling homes. But I never want to sell this one. Wife has instructions to sell when I die because lake front property in the woods is hard to maintain by a woman who cannot boil an egg.

Lucy...