re: Over Funding Life Insurance vs. Roth IRA

quote:

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There is so much wrong with this thread. What happens if the market shits the bed and his premiums go up?

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There are no required premiums after the first year. There are minimal first year premiums, guideline premiums and what not.

Overall, if the market tanks, then you will have to decided to dump the policy or not.

Another point to consider: Surrender charges on VUL products tend to be nasty. Look for low cost or no cost VULs. They are out there.