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re: Paying off everything off while young
Posted on 11/1/13 at 1:57 pm to braindeadboxer
Posted on 11/1/13 at 1:57 pm to braindeadboxer
I think if it was me, I'd dedicate 50-60K for retirement and 100-125K, for a good, solid down payment on a house, then you can always pay extra on the house note every month if you want to pay it off early.
If you're just now getting engaged, assuming you don't have kids, you don't need to buy your forever home yet, so buy you and "the little wife" a nice sized starter home and save some money for your upgrade.
If you're just now getting engaged, assuming you don't have kids, you don't need to buy your forever home yet, so buy you and "the little wife" a nice sized starter home and save some money for your upgrade.
1
Posted on 11/1/13 at 2:02 pm to LSUGUMBO
quote:
I'd dedicate 50-60K
This is actually around the number I've been thinking of investing over that time frame. I'm just trying to get some outside opinions from folks without a dog in this fight.
My parents are the ones pushing the cash for the house idea. But they also came up in difficult times and know what its like to struggle to pay a mortgage. They've raised me to hate owing anyone anything, especially banks. I don't think it is necessarily a bad view point, but I don't want to cut myself short on the investing side of things.
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