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re: Should I save money or pay off student loans quicker?
Posted on 10/8/13 at 11:42 am to PrettyBird
Posted on 10/8/13 at 11:42 am to PrettyBird
quote:
Easy for me to do but these loans are sitting on my shoulders.
You're going to get a lot of different opinions here, and most of them have some validity.
Each individual has different debt tolerances. You have to figure out your own tolerance. Just from reading some of your comments in this thread, it seems like you aren't comfortable with debt. I can relate.
So if that's the case, then you should just figure out the best way to get it paid off. You don't have to put all of your extra income towards the debt. For instance, if you have $1000 per month extra to put in both debt and savings, then maybe you could distribute it 90%-10% debt to savings, or even 75%-25%. Just figure out what works best for you, but base it on your individual values and how comfortable you feel with debt.
This post was edited on 10/8/13 at 11:43 am
Posted on 10/8/13 at 11:47 am to WikiTiger
quote:
it seems like you aren't comfortable with debt. I can relate
I've never had debt until grad school, so it's new for me.
I will probably do a combination of saving and paying off the loan.
I appreciate all the input!
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