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re: Owning a credit card for the first time... Who to go with?
Posted on 9/10/13 at 8:36 pm to iwyLSUiwy
Posted on 9/10/13 at 8:36 pm to iwyLSUiwy
I'm a fan of Chase Freedom card. When I got mine, it was actually a Chase Student Card. I was approved for $400. It was slowly increased by Chase (and converted to Freedom) to just over $10k.
They offer 1% back on everything, 5% on rotating categories every quarter. Interest rates and promotions are pretty competitive.
Just be careful with any card you get. Financial responsibility will go a long way.
They offer 1% back on everything, 5% on rotating categories every quarter. Interest rates and promotions are pretty competitive.
Just be careful with any card you get. Financial responsibility will go a long way.
1
Posted on 9/11/13 at 1:55 pm to LSUtigerME
Chase Freedom is a great card. 5% back on gas for 6 months out of the year. I drive often for work and this gets me some good cash back. 1% back on everything else.
I looked into several cards just a few months ago. With no/middle level credit, you may have a hard time getting an AMEX.
There are several websites that let you look at different rewards for all credit cards. Chase Freedom is definitely one worth looking into.
ETA: Don't worry about APR. Don't overspend and pay your bill on time regardless of APR.
I looked into several cards just a few months ago. With no/middle level credit, you may have a hard time getting an AMEX.
There are several websites that let you look at different rewards for all credit cards. Chase Freedom is definitely one worth looking into.
ETA: Don't worry about APR. Don't overspend and pay your bill on time regardless of APR.
This post was edited on 9/11/13 at 1:57 pm
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