re: Paying cash for a new car

Well my thinking was if paying cash got me 10-15% back on the sale price it might be worth it. I'm pretty conservative, especially when it comes to leveraging myself over a depreciating asset. Sounds like the only incentive the salesmen have is to push for in house financing... guess I'm not that surprised.

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With max interest rates at probably 3% for a new car, finance it and stick that cash into an investment earning 5-8% return.

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Right

I would advise just putting enough down to where you'll never be underwater on the vehicle and then financing the rest.

If you financed 25K and put the 25K in investments as you said, you'll come out about 7K ahead even on the conservative 5% end of that.