re: How much to put down on a home? (more than 20%?)

quote:

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A/B analysis of 2 $400,000 loans tells me that, even at 3.5% APR for both of them, the 15-year I pay $132k less interest than I would on the 30-year.

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If you run those numbers as tax deductible, in the face of 7% inflation, with 10% market returns and increases of 2% real estate Y2Y, the landscape changes.