re: Need advice on whether to sell car to pay off some bills

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If you are happy with your current vehicle, you could research refinancing it and apply the surplus amount (equity withdrawn) to your CC balances and thereby avoid the lease situation.

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Do this if possible. That's assuming you are happy with the existing truck. It's the best option for what you're looking for. To keep a similar payment shouldn't extend note more than a few years.

Also, in my experience, especially on trucks, carmax will lowball the shite outta you. In cases I've got a quote from them, I sold my truck for 2x what they offered, and traded my car for $5k more.

As for leasing, they are not the devil Dave Ramsey makes them out to be. If you understand what you're getting into, they could actually be financially responsible.