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re: qualifying for construction loan
Posted on 8/9/13 at 3:01 pm to aaronb023
Posted on 8/9/13 at 3:01 pm to aaronb023
Depending on who is the breadwinner and how the income is distributed between the two the income from the person with multiple employers and the income gap might not be needed to qualify.
2
Posted on 8/9/13 at 3:15 pm to VABuckeye
loan underwriter here.
how long has the husband or wife been in the latest of those 4 jobs and how does it count towards DTI?
without any further details, I would be inclined to not count any income from that spouse in borrowers' cash flow.
how long has the husband or wife been in the latest of those 4 jobs and how does it count towards DTI?
without any further details, I would be inclined to not count any income from that spouse in borrowers' cash flow.
Posted on 8/9/13 at 3:20 pm to VABuckeye
Might need both for the mortgage to income. Income is even. I think the mortgage might be less or right at 28% of the steady worker's gross income, but its close
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