- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: 401K Question
Posted on 8/9/13 at 7:04 am to tdavi48
Posted on 8/9/13 at 7:04 am to tdavi48
I'm assuming you're talking about your rate of return. The Dow is up 20% since the first of the year and if you're only getting a 3% return during that period something is very, very wrong. Unless you are sixty years old and very risk-averse, you need to review your portfolio and consider putting more into stocks. How much more depends on your age and how many years you have to retirement. You may be best served by getting into a target fund for your estimated year of retirement. The asset allocation will then be done automatically each year by the fund manager.
Posted on 8/9/13 at 7:08 am to Layabout
It isn't that far off however...
Assume the money is say 50/50 in stocks and bonds.
If money has been put in all year, it isn't all at 20% gain. Weighted across the year it would be closer to 10% if it were all stocks... and 5% if it were 50/50 stocks/bonds or less, considering bonds have probably dropped in value some lately.
Agree the allocation is off.
Assume the money is say 50/50 in stocks and bonds.
If money has been put in all year, it isn't all at 20% gain. Weighted across the year it would be closer to 10% if it were all stocks... and 5% if it were 50/50 stocks/bonds or less, considering bonds have probably dropped in value some lately.
Agree the allocation is off.
Posted on 8/9/13 at 7:09 am to Layabout
I'm only 25, so I'm able to take more risk. But when looking at the options of where I can move my money too, I'm not really sure which ones are the best options.
Popular
Back to top
Follow TigerDroppings for LSU Football News