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re: Perfect Annual Salary?

Posted on 7/30/13 at 3:01 pm to
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 7/30/13 at 3:01 pm to
quote:

I have had the most success with automatic deductions from every paycheck. If the money makes it to my checking acct, it is getting spent....


Thats exactly what I do.

Straight into a 401k and a Roth IRA. Soon I am adding some CDs in an attempt to ladder them for every 3 months.

Whats left on my debit card gets ABUSED
Posted by southernelite
Dallas
Member since Sep 2009
53177 posts
Posted on 7/30/13 at 3:02 pm to
quote:

. Soon I am adding some CDs in an attempt to ladder them for every 3 months.



my non-professional advice says you may be better off laddering bonds than CDs.

my also non-professional advice says to start the ladder when Ben takes his foot off the QE pedal.
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