re: what to do with a little retirement acct

quote:

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If he earned 8.5% (Dave Ramsey says 10% in a good growth stock mutual fund ), then $8400 would represent about a 4% distribution. I personally would rather take my chances myself as opposed leaving it with the state.

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Actually dave says 12% which is doable over a 25 year period, although I wouldn't count on it. But like you I'd rather take my chances at beating 8.5% than take my chances leaving it with the state, who is well-known for its ability to manage money and keep promises