re: Need advice re: car payment with high interest rate**UPDATE on page 3**

King refinance the car with both of yall on it. With you on the vehicle and your good credit, you could get the rate reduced down to below 5%. This will help her with the interest rate and still look good on her credit report.

Also her being an authorized user on a card could also help her credit a bit. If she has some chargeoffs, she needs to pay off the creditors.