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re: Rural vs Conventional
Posted on 6/25/13 at 12:14 pm to bwallcubfan
Posted on 6/25/13 at 12:14 pm to bwallcubfan
Rural by a long shot
No monthly PMI, but I've heard they are way backed up on processing them
No monthly PMI, but I've heard they are way backed up on processing them
Posted on 6/25/13 at 12:33 pm to Croacka
Are closing costs different for each loan? Or does that not change?
Posted on 6/25/13 at 1:46 pm to Croacka
quote:
No monthly PMI
It changed about a year ago...there is now monthly PMI on RD.
My RD loan of $175k has a monthly PMI of $58. If I would've gone FHA it would've been around $175/month PMI. Not sure what conventional would've been.
In terms of PMI then yes Rural by a long shot. As of a month ago Rural also beat conventional and FHA in rates.
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