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re: Why I am glad I had a mortgage broker.
Posted on 6/22/13 at 6:35 am to GFunk
Posted on 6/22/13 at 6:35 am to GFunk
quote:
OP: You're seriously buying into an extremely polished sales job. A guy cut his % from 1.5 to 1.425%????
GFUNK, weren't you a lender pre crash? If so, you may not know the massaging you could do before the new lending laws were passes are much much different than today's environment. The kin folk era of lending is no longer.
Posted on 6/23/13 at 2:36 pm to ItNeverRains
quote:
ItNeverRains
quote:
GFUNK, weren't you a lender pre crash? If so, you may not know the massaging you could do before the new lending laws were passes are much much different than today's environment. The kin folk era of lending is no longer.
7.5 basis points on that end-in any economy-is a joke. I don't care what environment you're in.
3.625 is what we closed at. Discounting down to 3.5-which is 12.5 points-was just over $700. $56/point.
Using that math, the gushing the OP is doing is more than likely salesmanship more than reality...he cut less than $50....
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