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re: Need help resolving fiance's credit card debt issue(seeking collection)

Posted on 6/12/13 at 2:55 pm to
Posted by ZereauxSum
Lot 23E
Member since Nov 2008
10176 posts
Posted on 6/12/13 at 2:55 pm to
quote:

I would still feel like I backed out on a debt. Because that's what happened. Somebody somewhere got left holding the bag and that was BOA. I would consider it settled if she sent the credit card company what she initially owed them.


I guess I can understand feeling that way, I just don't feel that way myself.

Based on the OP's timeline, it sounds like this collector called recently, which means that the debt was most likely sold within the past couple of months. If so, that means that BOA sat on it for 6+ years before they decided to do something with it.

BOA basically took a little money to completely wash their hands of this so I just feel like the obligation doesn't exist anymore.
Posted by Broke
AKA Buttercup
Member since Sep 2006
65050 posts
Posted on 6/12/13 at 2:59 pm to
If I weren't going to square it away with BOA, I wouldn't square it away with anybody.
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