re: Buying a car

The bank could need any of the following:

DL, SS card, paystubs, W2, insurance binder, bill of sale, etc, etc.

Is this a car purchase from dealership or private party? If from dealership I almost always suggest getting an approval from an outside source before going in and keeping that info in your pocket. Then have the dealership runs your credit and make sure they beat the rate you got approved for elsewhere. If not then pull out the paperwork and tell them to beat it if they want the financing business.

It is always so much easier for the dealership to do the financing for you. If done directly thru your bank then you will be running around trying to get all the paperwork done....So much of a hassle. Plus the dealership can pull from many different financing arms and often get a better rate.