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re: Are any of y'all anti- 401K or IRA
Posted on 5/3/13 at 10:45 am to donRANDOMnumbers
Posted on 5/3/13 at 10:45 am to donRANDOMnumbers
quote:Those types of plans usually have such low average employee participation that the plan fails to meet the participation tests prohibiting plans from being designed primarily for the highly compensated employees.
what are yall's thoughts on 401K if NOTHING is matched?
When that happens, the employer often just cancels the plan rather than pay administration costs for something few employees use.
1
Posted on 5/3/13 at 11:26 am to LSURussian
quote:
Those types of plans usually have such low average employee participation that the plan fails to meet the participation tests prohibiting plans from being designed primarily for the highly compensated employees. When that happens, the employer often just cancels the plan rather than pay administration costs for something few employees use.
that's what we have. small business so it doesn't match anything. most everyone participates in it, but i actually don't. was wanting to start it, but i've wanted to keep cash on me for now since i just got married and i've had success trading on my own.
just seeing what others thought.
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