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Posted on 4/30/13 at 12:46 pm to LSU1018
Closing costs don't have a major effect when most banks are a 1/4 to a 1/2 higher, sometimes more. You always come out better in the long run with the lowest rate. If it is a short term loan, then no; anything beyong 5 years it doesn't matter. You will definitely make it up. Mortgages are considered long term debt.
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