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Message
re: PPO vs HSA high deductible
Posted on 4/16/13 at 10:17 pm to ZereauxSum
Posted on 4/16/13 at 10:17 pm to ZereauxSum
quote:
Would have to know how much the deductible, premiums, and what % you are responsible for in each plan, but in general the HSA is usually the correct choice for a single person who is in good health.
I have one prescription medicine I take that is a generic, and I get filled once every 60 days. Would I have to pay out of pocket for it per month?
1
Posted on 4/17/13 at 11:16 am to The Future
quote:
I have one prescription medicine I take that is a generic, and I get filled once every 60 days. Would I have to pay out of pocket for it per month?
I think Vols&Shaft already answered, but you can use the money in your HSA or pay cash.
This brings up one (maybe the only) advantage of Flex Spending. With an FSA you can spend all of the money you will allocate during the plan year at anytime. So if you are contributing $200/month you can spend all $2400 on Jan 1.
Also, if you have spent more than you've contributed and terminate your employment, your former employer eats the difference.
I'm not making an argument for the FSA option here, just thought that was worth mentioning.
This post was edited on 4/17/13 at 11:19 am
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