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re: Question About PMI/Home Buying (Update on pg 3)
Posted on 4/10/13 at 12:58 pm to Pilot Tiger
Posted on 4/10/13 at 12:58 pm to Pilot Tiger
You think 2 years is enough time for it to creep up to around 740 or is this going to take years to fix?
2
Posted on 4/10/13 at 1:01 pm to LETSGEAUX2
from 678 to 740 in 2 years? I don't believe that will happen
ETA: I don't even know if it would get to 700 by then, to be honest
ETA: I don't even know if it would get to 700 by then, to be honest
This post was edited on 4/10/13 at 1:02 pm
Posted on 4/10/13 at 1:12 pm to LETSGEAUX2
As long as you keep it clean from here on out, you can possibly get between 710-720 in 2 years, but I can't see 740.
You might want to try a free trial with MyFICO. They have a nice estimator that shows you what your score will be at certain points in the future given different courses of action.
Just remember to cancel it before they begin charging you. Or you might want to keep it. Their basic service is like $15 a month and it shows you your score whenever something new happens with your credit.
Don't beat yourself up too much over the card, it happens!
You might want to try a free trial with MyFICO. They have a nice estimator that shows you what your score will be at certain points in the future given different courses of action.
Just remember to cancel it before they begin charging you. Or you might want to keep it. Their basic service is like $15 a month and it shows you your score whenever something new happens with your credit.
Don't beat yourself up too much over the card, it happens!
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