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re: Financial Advice

Posted on 3/28/13 at 7:28 pm to
Posted by PlanoPrivateer
Frisco, TX
Member since Jan 2004
2797 posts
Posted on 3/28/13 at 7:28 pm to
quote:

I just opened a Target Date 2045 Fund ROTH IRA with Vanguard...I plan on putting $10,500 for myself and opening another for my wife with another $10,500.
Good choice especially if you are just starting out. Talk to Vanguard and make sure you aren't trying to deposit more than the max allowed. If you make your contribution before 4/15/13 then you can treat some of it as your contribution for 2012. I doubt that they will let you. That will leave you with more rooom to contribute for 2013.
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