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Message
Best Investment for 12 Month Period
Posted on 3/27/13 at 12:07 pm
Posted on 3/27/13 at 12:07 pm
Looking to invest/play with about $15,000. What will give me the best rate of return in a year's time?
I know CDs are safe, but at 1 year with the rates the way they are, I won't make much (probably $200 at best). Would sticking it in the market be better?
New to all this so please don't flame too hard.
I know CDs are safe, but at 1 year with the rates the way they are, I won't make much (probably $200 at best). Would sticking it in the market be better?
New to all this so please don't flame too hard.
Posted on 3/27/13 at 12:12 pm to ArtooDetoo
Bitcoins or Dinars. Take your pick.
Posted on 3/27/13 at 12:21 pm to ArtooDetoo
quote:
Would sticking it in the market be better?
RE market? stock market? bond market? commodities market?
Posted on 3/27/13 at 12:30 pm to ArtooDetoo
quote:
What will give me the best rate of return in a year's time?
This is a good question. I have been wondering this too.
Posted on 3/27/13 at 12:33 pm to ArtooDetoo
quote:
Looking to invest/play with about $15,000. What will give me the best rate of return in a year's time?
I don't see a ton of potential in growth prior to the inevitable correction. You would bear the risk of buying at the top of a bull market and having to ride out a bear for several months to even recoup - and that's if you choose a broad index mutual fund.
Honestly, I'd find a fairly safe stock with an attractive dividend rate - one likely to outperform a CD. If you can make $400 or $500 over the 12 months in dividends, even if the stock doesn't budge, that will cover your transaction costs and outperform a CD.
Posted on 3/27/13 at 1:36 pm to ArtooDetoo
quote:
Looking to invest/play with about $15,000. What will give me the best rate of return in a year's time?
I know CDs are safe, but at 1 year with the rates the way they are, I won't make much (probably $200 at best). Would sticking it in the market be better?
New to all this so please don't flame too hard
Yeah, investing in the stock market for 12 months and getting out is a suckers bet.
CD's are an absolute joke, if I'm going to not have access to my money for a year without a penalty, I expect to at least keep pace with inflation.
You can get almost the exact same interest rates with an FDIC insured Money market account, but you'll be much more liquid. (Safest option really)
There are short term mutual funds, but they suck, pretty much Municipal Bond funds, which barely (if at all) beat Treasury Bills.
Got some nuts, you can find some real estate to flip for a reasonable return, but this is a lot of work and you may not get your money out after 12 months.
Posted on 3/27/13 at 1:52 pm to ArtooDetoo
You will not make 200 in twelve months investing 15000 in CDs.
Posted on 3/27/13 at 5:46 pm to ArtooDetoo
200 for $15000 over a year, lol. more like 95 bucks tops
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