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re: Alternatives to Flex Spending Account?
Posted on 3/25/13 at 1:35 pm to CHSBears
Posted on 3/25/13 at 1:35 pm to CHSBears
quote:
The HSA must be coupled with a High Deductable Health Plan, federal regulations. The HSA with the HDHP works well for me and my family. I use it as a saving for retirement plan.
How does an HSA work from a user's perpsective?
We get one, and I contribute very little to it....but I have never used it. Wondering if I should put in more.
1
Posted on 3/26/13 at 9:44 am to dewster
I have contributed the maximum the last 4/5 years. The deductable with my employers plan is 2,000 a person and 4,000 a family and max out of pocket a year is 4,000. My plan has about 20/25 mutual funds to choose from and a interest account that adjusts quarterly (current 3%). With this plan, the administrator (bank) issues a VISA debit card for you to use. I use the debit card about once every six months for something like aspirin/naproxen just to make sure it still works.
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