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re: Roth Contributions Question

Posted on 3/20/13 at 10:20 am to
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 3/20/13 at 10:20 am to
I can't time any market very well and doubt anyone else can either, so I say go right ahead.

FWIW you don't to invest in US stocks. You can invest in a fund specializing in Malaysian junk bonds if you like. Or you can just contribute to the Roth and let it sit in cash.

But if you have the ability to do so, go ahead and get the money in the Roth, then I highly recommending thinking through a long-term investment strategy that involves more than just the US stock market.
Posted by Lsut81
Member since Jun 2005
80218 posts
Posted on 3/20/13 at 10:23 am to
quote:

But if you have the ability to do so, go ahead and get the money in the Roth, then I highly recommending thinking through a long-term investment strategy that involves more than just the US stock market.


Roth is in a Vanguard 2040 fund

I've got $5500 cash on hand, just deciding whether to put it all in a max out 2013, or to do $500 a month.
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