re: When was the last time you refinanced your mortgage?

quote:

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I keep hearing interest rates should be down to 4-5%, but how many are actually getting that?

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I refied last summer at 3.7%

It was definitely worth it. I haven't looked since last year, but if rates are now "down" to 4-5% then something has gotten fricked up. Before I refied, I'd had 5% since 2004.