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Insurance question
Posted on 3/14/13 at 12:35 pm
Posted on 3/14/13 at 12:35 pm
On my rental property. No mortgage on the home and its 30+ years old. Trying to save a few bucks on my insurance that went up a good bit. I have no personal property inside the dwelling. According to my Dec page, I have coverage for Dwelling limits and Personal Property limits. Dwelling is for replacemnet cost of the structure itself. If I have no property inside, why do I need the Personal property coverage? Its around 5K. Maybe covers my hot water heater and AC unit?
3
Posted on 3/14/13 at 1:24 pm to JBM210
A/C Unit is not considered contents
This post was edited on 3/14/13 at 1:25 pm
Posted on 3/14/13 at 1:35 pm to JBM210
There might be a minimum personal property amount required. $5,000 may be the minimum.
Posted on 3/14/13 at 3:50 pm to JBM210
quote:
Its around 5K
Freestanding stove, fridge... You aren't going to save much with that going to zero...
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