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re: Convert my traditional IRA to a Roth?

Posted on 3/6/13 at 9:56 pm to
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26585 posts
Posted on 3/6/13 at 9:56 pm to
quote:

With this setup you don't really need a separate emergency fund anymore, put those funds directly into the Roth instead.


This line of thinking depends on the person. For some people, having a retirement fund that muddles with their "emergency" fund is not the best idea.
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 3/6/13 at 10:01 pm to
quote:

For some people, having a retirement fund that muddles with their "emergency" fund is not the best idea.


I honestly don't get this. You don't withdraw from either unless you simply have to, and a tax-free account beats a taxable one.
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