re: House Insurance Rising Question

My rule of thumb, I do some shopping around about every five years to look for a cheaper rate. Most times I can find insurance cheaper than what I have been paying. By the fifth year my insurance is usually five to six hundred dollars more expensive than when I bought it.

Homeowner's insurance is like most any other insurance. They give you a lowball figure for the first year or two to get you hooked and then the premium rises at a considerable rate.