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re: Down payment on a home - how much is too much?
Posted on 2/23/13 at 4:09 pm to Powerman
Posted on 2/23/13 at 4:09 pm to Powerman
We just went through this.
We had well enough for 20%, but now lenders are offering a lender paid MI. We got a rate 1/8 higher for the lender paid MI, opposed to putting down the full 20%.
It is still a great rate, tax deductible, and we can invest the left over money and get returns more than 3.5%.
We had well enough for 20%, but now lenders are offering a lender paid MI. We got a rate 1/8 higher for the lender paid MI, opposed to putting down the full 20%.
It is still a great rate, tax deductible, and we can invest the left over money and get returns more than 3.5%.
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