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re: Can someone give me Life Insurance Advice?
Posted on 2/20/13 at 10:37 am to wasteland
Posted on 2/20/13 at 10:37 am to wasteland
Over pay is sort of relative with factoring in life insurance. Selling a 10 or 15 term to a 25 or 30 year old is pretty worthless in my opinion. 50 or 60 not so much, but for someone who is young, it is more of a disservice to them IMO.
2
Posted on 2/20/13 at 5:37 pm to GoCrazyAuburn
Need to bump this because I just want to make sure I'm doing this the right way.
I said earlier in the thread that I have 30 year term: $1mil for wife, $500k for me, long term disability for $80 a month. Is this too much? What can I do to make this work better for me in the long run? I heard someone else say they can make their policy work for them like savings account.
I said earlier in the thread that I have 30 year term: $1mil for wife, $500k for me, long term disability for $80 a month. Is this too much? What can I do to make this work better for me in the long run? I heard someone else say they can make their policy work for them like savings account.
This post was edited on 2/20/13 at 5:38 pm
Posted on 2/20/13 at 9:09 pm to GoCrazyAuburn
Well I do write a few 30 yr policies each year, just not a fan. I would love for clients to keep it in force for the entire term but they just won't always do that.
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