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re: 0% interest question

Posted on 2/20/13 at 11:28 pm to
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 2/20/13 at 11:28 pm to
quote:

even if you are one of 16% that pay off the note quickly, you're still paying full retail price for a product that goes down in value.


That has nothing to do with whether you pay in cash up front or whether you pay with a 0% APR card.

And if you pay with that 0% APR card you gain benefits you would otherwise not have.

So you fail. Sorry.
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
69932 posts
Posted on 2/21/13 at 3:48 am to
quote:

That has nothing to do with whether you pay in cash up front or whether you pay with a 0% APR card.

And if you pay with that 0% APR card you gain benefits you would otherwise not have.

So you fail. Sorry.



If you're talking about a 0% APR that isn't issued by the store you're making the purchase from, than yes, you are correct sir. It makes no difference, unless you miss a payment. Which, I'm Foshizzle, you wouldn't.



However, I didn't quite fail, because I didn't assert that you couldn't use a 0% APR rewards card from a third party.

Also, I currently get 2%-5% cash back on all of my purchases with my debit card. Does everything a 0% APR rewards can do except for putting me in debt
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