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re: Online Savings Accounts
Posted on 2/4/13 at 9:14 am to LouHoltz
Posted on 2/4/13 at 9:14 am to LouHoltz
If this will be a savings account only (ie. not high yield checking, etc), the only real drawback I can think is the access to money. Most online banks don't have branches or ATMs where you can quickly access money. You'll have to wait for a wire transfer to be completed and deposited into your normal checking.
I use ING (Capital One 360 now). Never had a problem with them, and are now backed by CapOne. I think this also allows you to use CapOne facilities, at least in part, to access your money.
I use ING (Capital One 360 now). Never had a problem with them, and are now backed by CapOne. I think this also allows you to use CapOne facilities, at least in part, to access your money.
1
Posted on 2/4/13 at 4:37 pm to LSUtigerME
My way of working around that is to have a checking account from a branch of the same bank.
Instant transfers from saving to checking.
Instant transfers from saving to checking.
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