re: FHA: Insurance premiums for mortgages will no longer be phased out at 78%

As far as I know, they extended it 100% for two years, i.e., you get the deduction for 2012 and 2013. The Mortgage Interest Statement I got from my lender didn't even show it this year as there was no "box" for it due to the late amendment to the Internal Revenue Code. But, I looked at my on-line amortization and saw that it was the same as last years.

The disparity in yours could be due to a number of factors, including when you took out your loan. The rules might have been different.