re: How much should I pay a fund manager?

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What do you do again?

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I'm a FA who owns his own firm on the independent side.

I wouldn't say he's lying but there is absolutely a 1% charge if liquidated in 6 months. And to be quite honest if you are saving money for a truck that you will need in a year, I would just stick it in a savings account and pull it out when you need it. What happens if your investment declines 10%?

But you could also ask Fat Bastard his opinion. I'm sure he knows more about this than I do.