re: Got an appointment with financial advisor Thursday.......

You absolutely need a professional to give you advice and go over your personal situation.

I was similar to you as I was ready to buy my first home after fellowship; however, my advisor told me not to. It wasn't a good time in my professional life and he felt prices were too high. He likely saved me 100 K for that decision. Renting was perfect for me.

I am not sure that you are in a good position to buy a house at this time as there is a lot of uncertainty about your future. If you are about to start internship and then go on to residency, why limit your options by getting tied down to such a large purchase as a home? What if you want advanced training elsewhere? What if your job takes you away after training? Get someone to evaluate your position before you commit.

Good luck