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Started By
Message
re: Various Financial Questions
Posted on 1/3/13 at 4:26 pm to Layabout
Posted on 1/3/13 at 4:26 pm to Layabout
quote:
I wouldn't "play" with the stocks in my retirement fund. You need to think long-term and you need diversity. Day trading is best left to the pros.
Oh no, the money I'm putting aside is not going to be touched... But I would also like to put some money into stocks and start to learn the market.
1
Posted on 1/4/13 at 8:09 am to Lsut81
Did a little bit of research while my internet actually worked last night... This is from Scrottrade about their IRAs. Is this typical in regards to fees and maintenance?
quote:
Investing in a Roth IRA
Looking for a tax-free way to grow your retirement savings? Prefer more control over future account withdrawals? Choose your own investments with no mandatory withdrawal age and no set-up, annual or maintenance fees with a Scottrade Roth Individual Retirement Account (Roth IRA). Scottrade will even refund up to $100 in transfer fees* when you rollover an existing account.
Tax-free Growth & Tax-Free, Qualified Distributions
A Roth IRA differs from a Traditional IRA in that contributions to a Roth IRA are taken after-tax, which means your savings grow tax-free. Because the contributions have already been taxed, you can make qualified, typically tax-free withdrawals, even if your income or changes in the economy move you into a higher tax bracket.
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