re: Fear the fiscal cliff?? Move 401 ot of the market??

I’m in my 60’s and not too far from retirement so my moves are based on that and may not apply to you. Over the last couple of years my wife and my 401k’s have gone up very nicely. Our % of stocks to bonds has risen to an undesirable level even though our new contributions are going 100% to stable value or bond funds. Those new contributions haven’t moved the needle very much for two reasons. One, the new contributions aren’t very significant when compared to the size of the stock funds. And two, the nice stock market increases already mention.

Earlier this year I started taking a set % out of two of my stock funds each month and putting them into a stable value fund with the lowest maturity and duration available within the 401k. I am keeping an eye on interest rates and if they appear to be increasing I might consider moving the funds in the stable value fund to US treasuries.