re: Need some advice on a career change

Forfeiting 3 years of $85k a year is hard to stomach. You could consider doing some other activities on the side of your banking career if you are worried about having income outside of your salary. Making $85k with few expenses should easily lend itself to acquiring a few rental properties, maybe one every year or two which will provide you some nice supplemental income.

The personal responsibility in that job is very real and can be stressful. It would be hard to deal with losing someone's money, but if they're generally doing conservative investments, like bank investments, it shouldn't be something that weighs on you too hard. All jobs get mundane at some point, enjoy a hearty salary and have fun on the weekends