wasteland USA Fan the greatest city that ever was... Member since Apr 2011 1520 posts
re: Life insurance (Posted on 12/9/12 at 12:37 pm to fishfighter)
Do companies even issue 20k term policies? The companies I deal with do not. Since you mentioned the health history and face amount, a guaranteed issued product makes sense.
Term policies can be more expensive (i'm talking actual monthly premium) than permanent policies when you factor in heart problems and age.