re: How much money do you put in savings every paycheck?

quote:

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You save 6+ grand a month for retirment and you take the Houston bus system?

Dafuq?

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Mandatory retirement at age 57, so I have to save more ambitiously than most even if I plan to start a 2nd career later.

It's a commuter bus
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Holds me and about 50 others. It's an hour commute from a suburb about 30 miles outside downtown Houston. Some recline and sleep. Others like myself will either read, work, or listen to music until the bus starts dropping off people downtown.

With discounts (pre-tax money and 1 free commute for every 10), it comes out to about $5.80 per day. It would take me about two gallons of gas daily to drive a personal vehicle. That already exceeds the bus expense without even tabulating the parking cost, vehicle maintenance, and whatever the extra insurance rate would be for the "mileage from home to work" calculation they do.

The other non-monetary benefits of taking the commuter bus is I get time for personal reading. Currently reading Nassim Taleb's newest.