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re: debit or credit
Posted on 11/30/12 at 10:25 pm to PhillyTide
Posted on 11/30/12 at 10:25 pm to PhillyTide
quote:That's not true. Visa/MC debit cards offer the same protection as credit. The disadvantage is - with debit you have to wait to get the money back, and with Credit you simply wait to have the obligation to pay removed. And on debit, if the fraudulent charge causes an NSF on a check you wrote, your bank may not waive that fee. As for disputing a purchase with a merchant, there is absolutely no difference whether you purchased with a Debit card or Credit card.
Credit offers more protection to the consumer.
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