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re: debit or credit

Posted on 11/30/12 at 5:10 pm to
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38591 posts
Posted on 11/30/12 at 5:10 pm to
quote:

Why do you use debit instead of credit?


I have one credit card that I use for gas only. I get 5 % back on my gas purchases.

Other than that, I'd rather pay cash (debit). I simply don't like having a bill at the end of the month. I also know that I will spend more if I use a credit card. In fact, most people do.

Posted by Lou
Modesto, CA
Member since Aug 2005
8290 posts
Posted on 11/30/12 at 10:38 pm to
quote:

I simply don't like having a bill at the end of the month. I also know that I will spend more if I use a credit card. In fact, most people do.
Back when I used credit cards routinely it seemed like I would have an idea in my mind how much my bill was, but when I would get the bill it would always be more. And it also made impulse purchases too easy to make - and given my personality that was dangerous. It's certainly not like that for all people, but it was for me, that's why I mainly pay cash for everything now. It just simplifies things for me.
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