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re: Chase Freedom Card - pros/cons?
Posted on 11/19/12 at 11:22 pm to tylercsbn9
Posted on 11/19/12 at 11:22 pm to tylercsbn9
quote:
It is capped at $1500 per quarter.
I would get $650 back if I used it on the $13k
It's capped so that you only get 5% cash back on the 1st $1500 spend in those categories.... So you would only get $190 cash back for that $13k unfortunately
You best bet is to find something with a really good signup bonus that says you have to spend so much in the 1st few months
2
Posted on 11/19/12 at 11:39 pm to BACONisMEATcandy
Chase sapphire card has 40,000 rewards points when you spend 3000 in the first 3 months, (that equates to $500 in travel dollars)
No 0% intro APR though
No 0% intro APR though
Posted on 11/20/12 at 12:12 am to BACONisMEATcandy
quote:
It's capped so that you only get 5% cash back on the 1st $1500 spend in those categories.... So you would only get $190 cash back for that $13k unfortunately
That's what I initially thought, but my fiance said otherwise.
And the reviews say you can get up to $1500.
LINK
quote:
The Freedom card gives you a full 5% rebate on multiple categories of spending that rotate each quarter. Unlike other credit cards, the amount of spending which qualifies for the 5% is quite high ($1,500 in category spending per quarter) and that means you can earn 5% on up to $6,000 of your spending every year!
But then the wording looks different in another review.
quote:
5% Cash Back on up to $1,500 spent at hotels (on hotel rooms purchased directly with the hotel), airlines (on tickets purchased directly with the airline)
quote:
That’s assuming, of course, that you don’t hit the $1,500/quarter bonus rewards cap, and that your spending stays constant throughout the year.
LINK /
I read it as you can get up to 1500 back per QTR.
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